Let’s Talk Money!

You may have heard this before.  The number one issue that couples fight about isn’t sex, kids, or the in-laws.  The big issue?  MOOOOOOLA!  BACON!  CABBAGE!  GREENBACKS!  In other words – HOW ARE WE PAYING THE BILLS?  We were surprised to learn this was the top issue of conflict.

We are leaving the stressful month of April which includes annual tax filing and school vacation.  This can be a difficult time for marriages and families. One, many people have to pay to prepare their taxes.  Two, many people have to pay taxes on top of what they have already paid throughout the year.  And let’s face it – there is a never a good time to have to pay taxes!  Three, vacation spending can add to the financial anxiety.

As is the case with most couples, one spouse manages the money and the other spouse tends to spend the money.  Sometimes, one spouse won’t event talk about, think about, or breathe a word about money.

So let’s say you both approach money from different perspectives.  And let’s say it’s a problem – you are spending more money than you are making.  Credit card debt is rising.  Home equity line is increasing (guilty).  You and your spouse aren’t seeing eye to eye.

First order of business – a budget!  Below is our basic budget template.  Continue reading “Let’s Talk Money!”

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